Refund Anticipation Loan

Refund Anticipation Loan

With a Refund Anticipation Loan (RAL), you can have access to refund proceeds in as little as a day. To be eligible to apply, you will need a minimum Federal tax refund of $2,000. You will also need to apply for an Assisted Refund (AR).
When you choose a  Refund Anticipation Loan, you can choose to receive the proceeds using one of the following disbursement options:
 

  • Direct Deposit - deposited directly into your personal bank account.  
  • Check - bank-issued check that you can pick up from the Jackson Hewitt® office. Office check fee may apply.  
  • Jackson Hewitt smartcard- loaded onto a Jackson Hewitt smartcard**, a prepaid Visa® card. Usage fees may apply. 

Ask your Jackson Hewitt tax preparer to explain all the product options available to you, so you can choose the ones that are right for you.

At Jackson Hewitt Tax Service®, preparing quality income tax returns is what we do. When you choose Jackson Hewitt Tax Service to prepare your federal and state income taxes, you’ll get personalized, courteous service. We know all the latest tax laws and how they can impact you, and we’ll take the time to ask you all the right questions so you'll get all the deductions and credits you deserve.

Find a Jackson Hewitt office near you or call us toll free at 1-800-234-1040.

*Fees apply and will be witheld from the refund. Additional terms and conditions apply.

*A Refund Anticipation Loan (RAL) is a loan secured by your tax refund
and is offered by Republic Bank & Trust Company to qualifying
applicants, and is available to Assisted Refund (AR) customers. If
approved for a RAL, a Finance Charge and Credit Investigation Fee will
apply. RAL proceeds are available within 24 hours of IRS acceptance. A
Tax Refund Administration Fee and other fees may apply for the AR, and
will be deducted from the customer's tax refund. Visit your tax preparer
to learn about all filing and product options, including obtaining your
refund without a loan and at no additional cost. Most offices are
independently owned and operated. Fee Schedule